Xbox All Access monthly financing program is real, launches today

Xbox All Access monthly financing program is real, launches today

Xbox All Access monthly financing program is real, launches today

Microsoft is trying out a subscription model for the Xbox One with "Xbox All Access". The gaming giant published a blog post today announcing Xbox All Access, a monthly payment plan that allows you to enjoy an Xbox console, Xbox Live Gold, and Xbox Game Pass without shelling out big up front.

The Xbox All Access official site lists two packages: an Xbox One S starting at $22 per month, or an Xbox One X starting at $35 per month.

The Xbox All Access pass will cost either $21.99 or $34.99 per month, depending on the console chosen, and will include access to game-streaming service Xbox Game Pass and online multiplayer service Xbox Live Gold for one price.

As earlier reports suggested, players will indeed be able to finance a console, Xbox Live Gold, and Xbox Game Pass over a 2-year period for a low monthly fee. Either way, you'll own the console in the end.

Should you decide you no longer want your Xbox One partway through the program, you'll have to pay the remainder of the hardware cost.

Microsoft is now offering it for a limited time to qualified customers in the United States, according to VentureBeat. Once two years are up, the console is yours to keep. Piecemeal, including the $499 console, you can expect to pay $858.74.


Xbox All Access will cost either $21.99 or $34.99 per month, and will include a console and passes to two online subscription services.

So, we can pretty much say that Xbox Live Gold is a necessary subscription that you likely would have bought anyway, while Xbox Game Pass is a nice, but ultimately unnecessary, extra.

With Xbox All Access, you're looking at around $528 for an Xbox One S and $840 for an Xbox One X, obviously spread out over 24 months.

It should be noted that this deal is only available in the US. For new accounts: Rates range from 19.24% to 29.99% variable APR; Minimum Interest Charge is $2; subject to credit approval.

The problems here is that, very obviously, if you miss a payment, you'll end up paying a significant penalty. That same bundle under Microsoft's All Access program will cost $527.76, saving you about $60.

What do you think about Xbox All Access?

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